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Personal Banking Services

Personal Banking Services

Protect, manage and grow your money.

Internet Banking and Mobile Banking

You can access your Commerce National Bank & Trust accounts online through our website or your phone. Check your deposit account balances, loan balances, make loan payments, transfer funds between accounts, request stop payments and order checks.

More about mobile banking here

Online Bill Pay

Online Bill Pay is a simple, fast, and secure way to pay your bills. Contact a customer service representative for additional information regarding this convenient service.

MasterMoney Debit Card & Personal Credit Cards

  • Use it like a check, without the hassle of writing one.
  • Accepted everywhere the MasterCard logo is displayed.
  • Funds are automatically deducted from your checking account.
  • When using your MasterMoney Debit Card at participating merchants, please use the CREDIT option to process your transaction.

ATM Banking at any Presto location, surcharge free

Use your MasterMoney Debit Card at any ATM displaying the Pulse, Cirrus or Plus logo. Withdrawals at a Commerce National Bank & Trust ATM or at Presto ATMs are surcharge-free. Withdrawals at any other ATM will be assessed a $1 fee by Commerce National Bank & Trust. Owners of other ATM’s may charge an additional fee for the use of their ATM.

A list of Presto ATM locations is available here: See Presto ATM Locations.

See more Personal Services

Personal Checking

We offer several types of Personal Checking for all your needs.

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Personal Savings

Interest compounded daily. No minimum balance required to earn interest.

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Money Market

Higher interest than regular savings. FDIC insured.

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CDs & IRAs

Secure growth savings. Long term growth.

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Safe Deposit Boxes

Secure storage for your valuables. Available in a variety of sizes.

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Home & Personal Loans

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Banking in the palm of your hand

With the CNB&T mobile app, you have fast easy mobile access to your accounts.

View balances, make deposits, pay bills, transfer funds and view statements and more.