Commerce National Bank & Trust
Commerce National Bank & Trust Commerce National Bank & Trust

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Trust & Investment Management Services

Trust & Investment Management Services
To access your Wealth Management account online, click the PAL (Portfolio Account Link) icon.

Commerce National Bank & Trust provides a wide range of Trust, Asset Management, and Estate services available to assist clients in realizing their financial goals. The individual approach inherent in community banks ensures our professionals offer personalized service to meet specific client needs. Our investment management services provide a variety of investment alternatives which can be individualized to accommodate the client's financial objectives. Your relationship is confidential and regularly monitored to ensure goals and objectives are met. One of our qualified trust officers would welcome the opportunity to review your specific needs and offer advice on safeguarding your personal and/or family plan.

CNB&T professionals meet one-on-one with clients in determining their specific investment needs and objectives. Once determined, an asset allocation model is established and provides the basis for investment strategies going forward. These strategies are reviewed annually with the client in order to monitor an account's performance relative to objectives. Specific services offered are:

  • Full trust administration and investment management services tailored to client needs, goals and objectives
  • Custody and safekeeping of assets
  • Coordinate account reporting and structure with other outside professional advisors
  • Monitor investment performance of selected money managers
  • Set client investment objectives and integrate into asset allocation plan
  • One-on-one, in person client meetings and account reviews
  • Maintenance of tax and accounting records
  • Process receipts and disbursements
  • Secure Internet access to account(s)
  • Adherence to the operating guidelines of the Office of the Comptroller of the Currency (OCC) as they pertain to National Bank Trust Departments

Family Office Services

Individuals and families, with substantial wealth, require workable and effective ways to manage their financial assets, minimize the impact of income and estate taxes, and ensure that their wealth will be maintained and their beneficiaries will be secure. Commerce National Bank & Trust has designed its family office services to achieve these objectives. All family office services are customized to each family's unique needs and may include the following:

  • Record keeping and bill payment
  • Financial analysis such as cash flow management, family wealth projections, and closely held business projections
  • Compilation of data requested by the professional advisors to the family
  • Coordinated customized reporting to the family
  • Charitable planning
  • Research and analysis of the performance of all portfolio investment managers
  • Governance planning ranging from the development of business entity succession planning to review of ongoing compliance with existing governance plans
  • Risk management planning and monitoring of insurance coverage

The need for personal and professional financial services has never been greater!

Wealth Management Services products are not insured by the FDIC and are not a deposit of or guaranteed by Commerce National Bank & Trust.